Steve Moroney – TD Bank
John Demarco, Signature Bank
Joe McCoy – People’s United Bank
Lynn Bagliebter – Sterling National Bank
Mike Goldrick – PCSB
Melinda White – Wells Fargo
John Barbalaco – Laurel Road Bank
John Bartolotta – Orange Bank & Trust Company
Michael Cappelli – Bank of America
Paul Campisi – HSBC
Nir E. Gozal – Hinman, Howard & Kattell LLP